Relationship Manager

Relationship Manager

Raya Financing Company, a specialized auto financing entity licensed by the Saudi Central Bank (SAMA), is seeking a dynamic Relationship Manager to join our team. With our headquarters in Dammam and a nationwide presence, Raya Financing Company is renowned for pioneering online financing services through our user-friendly application and website.

The Relationship Manager plays a pivotal role in cultivating and maintaining strong corporate client relationships, originating financing opportunities, and delivering customized credit solutions that foster business growth. This role requires a strategic mindset, exceptional communication skills, and a commitment to upholding portfolio quality and compliance with company policies.

• Build and maintain robust relationships with corporate clients.
• Identify and capitalize on new business opportunities to achieve sales targets.
• Prepare and present credit proposals aligned with company policies.
• Analyze financial and business information to support credit decisions.
• Collaborate with Credit, Risk, and Operations teams to ensure seamless execution.
• Monitor customer portfolios and enforce compliance with approved credit terms.
• Maintain portfolio quality while delivering outstanding customer service.

Requirements:

• Bachelor's degree in Business Administration, Finance, Accounting, Marketing, or a related field.
• 3-5 years of experience in Relationship Management, Corporate Sales, or SME Banking/Finance.
• Experience in credit analysis or corporate financing is preferred.
• Excellent communication, negotiation, and relationship-building skills.
• Proficient in CRM systems and Microsoft Office.