Financial Reporting Lead

About Tabby

Tabby is redefining the financial landscape by empowering individuals and businesses with control over their financial decisions. Our mission is to dismantle outdated financial systems that have historically prioritized institutional interests over those of the people they serve. By eliminating excessive interest rates, convoluted terms, and restricted access, we create an inclusive financial ecosystem where clarity, flexibility, and user-centricity drive success. Founded in 2019, Tabby has rapidly expanded across Saudi Arabia, the United Arab Emirates, and Kuwait, serving millions of customers and partnering with over 65,000 global brands, government entities, and small businesses. What began as an innovative payment solution has evolved into a comprehensive financial platform designed to meet the evolving needs of modern consumers and businesses.

Role Overview

We are seeking a seasoned Financial Reporting Lead to spearhead the financial operations for our Saudi Arabia entity. In this pivotal role, you will be responsible for ensuring precise financial reporting, maintaining regulatory compliance, and fostering robust financial governance. Your expertise will be instrumental in overseeing statutory reporting, tax compliance, treasury management, audits, and internal controls. Collaborating closely with cross-functional teams, you will support business growth initiatives and the launch of new products, while strengthening finance processes and ensuring adherence to SAMA, ZATCA, SOCPA, and IFRS standards. This position offers a unique opportunity to contribute to the development of a scalable finance function within one of our most dynamic markets.

Key Responsibilities

• Financial Close & Reporting: Lead the monthly, quarterly, and annual financial close process for the KSA entity, ensuring accuracy, timeliness (achieving a D+3 target), and completeness of financial statements.
• IFRS & SOCPA Compliance: Prepare IFRS financial statements with local SOCPA adjustments, including supporting schedules and reconciliations. Apply IFRS standards (particularly IFRS 9, 15, and 16) and SOCPA regulations accurately, maintaining well-documented accounting positions.
• Regulatory & Tax Filings: Prepare and support ZATCA filings, including Corporate Income Tax (CIT), Zakat, VAT, Withholding Tax (WHT), and the Corporate Tax Declaration Form (CTDF). Ensure these filings reconcile with the financial statements and support SAMA regulatory/prudential returns.
• Balance Sheet Integrity: Perform balance-sheet reconciliations and uphold the integrity of the general ledger to ensure financial accuracy.
• IFRS 9 & Provisioning: Support provisioning and Expected Credit Loss (ECL) calculations under IFRS 9 for customer and merchant receivables.
• Audit Support: Prepare audit-ready financial statements with comprehensive documentation and serve as the primary liaison for external auditors on reporting matters.
• Internal Controls & Governance: Maintain and enhance internal controls, reconciliations, and segregation of duties across reporting processes to mitigate risks and ensure compliance.
• Treasury & Settlement Reporting: Support treasury operations and settlement reporting, including reconciliations for bank accounts and merchant settlements.
• Intercompany & Transfer Pricing: Collaborate with Group Tax to support intercompany and transfer-pricing reporting, ensuring alignment with global tax strategies.
• Process Improvement & Automation: Drive process improvements and support ERP (Oracle NetSuite) reporting, data integrity, and automation initiatives to enhance efficiency.
• Team Leadership & Mentorship: Mentor and review the work of junior finance team members, fostering a culture of excellence and continuous learning.
• Cross-Functional Collaboration: Partner with Compliance, Legal, Product, and Operations teams to ensure finance readiness for new product launches, including wallet services, Buy Now Pay Later (BNPL), cards, remittance, and loyalty/cashback programs.

Skills, Knowledge, and Expertise

• Professional Experience: 4–6 years of experience in financial reporting, statutory reporting, or external audit, with a preference for roles in fintech, banking, or Big 4 accounting firms.
• Technical Proficiency: Strong technical knowledge of IFRS (particularly IFRS 9, 15, and 16) and SOCPA/local GAAP, along with practical experience in Saudi tax regulations (Zakat, Corporate Income Tax, VAT, Withholding Tax).
• Financial Statement Preparation: Hands-on experience in preparing IFRS financial statements with local adjustments and managing month-end close processes.
• Regulatory Compliance: Proven track record in supporting statutory audits and regulatory submissions to authorities such as ZATCA and SAMA.
• Professional Qualifications: Professional certification (CPA, ACCA, or SOCPA) is preferred, with candidates in progress also considered.
• Technical Skills: Advanced proficiency in Microsoft Excel and experience with ERP systems, particularly Oracle NetSuite, are highly desirable.
• Analytical & Soft Skills: Exceptional analytical abilities, meticulous attention to detail, and a proactive ownership mindset to drive results.
• Language Proficiency: Fluency in both English and Arabic (written and verbal) is essential.

Job Benefits

Join a forward-thinking organization that values your contributions and invests in your professional growth. Enjoy a dynamic work environment that fosters innovation, collaboration, and work-life balance, while providing opportunities to make a meaningful impact in the fintech industry.