Financial Reporting Lead

About Tabby

Tabby is revolutionizing the financial landscape by empowering individuals and businesses to take control of their financial futures. In an industry historically designed to benefit institutions over consumers, we are committed to creating a transparent, flexible, and inclusive financial ecosystem. Our comprehensive money app enables users to send, spend, and save with clarity and confidence. Since our inception in 2019, we have expanded our reach across Saudi Arabia, the United Arab Emirates, and Kuwait, serving millions of customers and partnering with over 65,000 global brands, government services, and small businesses. What began as an innovative payment solution has evolved into a fully integrated financial system that prioritizes the needs of users and businesses alike.

About the Role

We are seeking a highly motivated and detail-oriented Financial Reporting Lead to oversee and enhance our financial operations within the Saudi Arabia entity. This pivotal role will ensure the delivery of accurate financial reporting, regulatory compliance, and robust financial governance. The successful candidate will play a critical part in managing statutory reporting, tax compliance, treasury functions, audits, and internal controls. By collaborating closely with cross-functional teams, you will support business growth initiatives and the successful launch of new products. As a key contributor to our finance team, you will be instrumental in strengthening financial processes, ensuring adherence to SAMA, ZATCA, SOCPA, and IFRS standards, and fostering the development of a scalable finance function in one of our most dynamic markets.

Key Responsibilities

• Financial Close Management: Lead the monthly, quarterly, and annual financial close process for the KSA entity, ensuring accuracy, timeliness (targeting D+3), and completeness.
• Financial Statement Preparation: Develop IFRS financial statements with local SOCPA adjustments, including supporting schedules and reconciliations.
• Regulatory Compliance: Ensure accurate application of IFRS (particularly IFRS 9, 15, and 16) and SOCPA standards in financial statements, maintaining well-documented accounting positions.
• Tax and Regulatory Filings: Prepare and support ZATCA filings (Corporate Income Tax, Zakat, VAT, Withholding Tax, and CTDF) and SAMA regulatory/prudential returns, ensuring reconciliation with financial statements.
• Balance Sheet Integrity: Perform balance-sheet reconciliations and maintain the integrity of the general ledger to uphold financial accuracy.
• IFRS 9 Compliance: Support provisioning and Expected Credit Loss (ECL) calculations for customer and merchant receivables under IFRS 9.
• Audit Support: Prepare audit-ready financial statements with complete documentation and serve as the primary liaison for auditors on reporting matters.
• Internal Controls: Maintain and enhance internal controls, reconciliations, and segregation of duties across reporting processes to mitigate financial risks.
• Treasury and Settlement Reporting: Support treasury operations and settlement reporting, including reconciliations for bank accounts and merchant settlements.
• Intercompany and Transfer Pricing: Coordinate intercompany and transfer-pricing reporting in alignment with Group Tax requirements.
• Process Improvement: Drive continuous process improvements and support ERP (Oracle NetSuite) reporting, data integrity, and automation initiatives.
• Team Leadership: Mentor and review the work of junior finance team members to foster professional growth and development.
• Cross-Functional Collaboration: Partner with Compliance, Legal, Product, and Operations teams to ensure finance readiness for new product launches, including wallet, Buy Now Pay Later (BNPL), cards, remittance, and loyalty/cashback programs.

Skills, Knowledge, and Expertise

• Professional Experience: 4–6 years of experience in financial reporting, statutory reporting, or external audit, with a preference for roles in fintech, banking, or a Big 4 environment.
• Technical Proficiency: Strong technical knowledge of IFRS (particularly IFRS 9, 15, and 16) and SOCPA/local GAAP, along with practical experience in Saudi tax regulations (Zakat, Corporate Income Tax, VAT, and Withholding Tax).
• Financial Close Expertise: Hands-on experience preparing IFRS financial statements with local adjustments and managing month-end close processes.
• Regulatory Compliance: Proven track record in supporting statutory audits and regulatory submissions to authorities such as ZATCA and SAMA.
• Professional Qualifications: Qualified or in-progress professional certification (CPA, ACCA, or SOCPA) is highly desirable.
• Technical Skills: Advanced proficiency in Microsoft Excel and experience with ERP systems, with a preference for Oracle NetSuite.
• Soft Skills: Exceptional analytical abilities, meticulous attention to detail, and a proactive ownership mindset.
• Languages: Fluency in both English and Arabic (written and verbal) is required.