Credit Manager

Credit Manager – Drive Financial Excellence and Strategic Growth at Accor

Join Accor, a global hospitality leader where innovation, purpose, and limitless potential define our culture. As a Credit Manager, you will play a pivotal role in safeguarding our financial health while fostering growth by balancing risk management with business opportunities. This dynamic role offers the chance to shape credit policies, optimize collections, and mentor teams—all while contributing to a company that values your unique perspective and ambition.

At Accor, we believe in empowering professionals to thrive. Whether you’re analyzing financial statements, resolving complex payment disputes, or leading initiatives to enhance credit processes, your work will directly impact our bottom line and operational efficiency. This is more than a job—it’s an opportunity to challenge conventions, embrace continuous learning, and leave a lasting mark on a global organization.

Key Responsibilities

You will lead with strategic insight and operational excellence in the following areas:

• Credit Policy and Risk Management: Develop, implement, and refine credit policies and procedures to align with company objectives and mitigate financial risk. Conduct thorough credit assessments by evaluating financial statements, credit reports, and payment histories to determine creditworthiness and set appropriate credit limits.
• Account Oversight and Collections: Monitor customer accounts to ensure adherence to approved credit terms and limits. Analyze accounts receivable aging reports and drive collections efforts to minimize overdue payments and bad debt exposure. Collaborate with customers to resolve payment discrepancies and disputes with professionalism and efficiency.
• Cross-Functional Leadership: Partner closely with Sales, Finance, and Customer Service teams to align credit strategies with business growth initiatives. Balance risk tolerance with revenue opportunities to maximize profitability while maintaining financial stability.
• Reporting and Compliance: Prepare comprehensive reports on credit exposure, collections performance, and key financial metrics to inform decision-making. Ensure strict compliance with company policies, legal regulations, and industry standards, including support for internal and external audits.
• Team Development and Process Improvement: Mentor and develop the credit and collections team, fostering a culture of accountability and continuous improvement. Identify opportunities to streamline credit processes, enhance reporting accuracy, and strengthen internal controls.

Why This Role Matters

As a Credit Manager at Accor, your role is critical in protecting our financial integrity while enabling sustainable growth. Your expertise will not only safeguard our assets but also empower our teams to deliver exceptional service to our customers. This is a chance to make a tangible impact in a fast-paced, international environment where your strategic thinking and leadership will be instrumental in shaping the future of our business.

Qualifications and Skills

To excel in this position, you will bring:

• A Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field, with a preference for candidates holding professional certifications in credit management, finance, or accounting (e.g., SCBA).
• 2–4 years of experience in credit management, accounts receivable, or financial risk assessment, including hands-on supervisory experience to lead teams effectively.
• Proven expertise in credit analysis, financial statement interpretation, and risk assessment, with a keen eye for identifying trends and mitigating potential losses.
• Familiarity with credit management software and proficiency in Microsoft Excel, including advanced financial modeling and reporting tools.
• A collaborative mindset with strong interpersonal skills to engage with cross-functional teams, customers, and stakeholders at all levels.
• Fluency in English is essential; additional languages are a significant advantage, reflecting our global workforce.

At Accor, we celebrate diversity and encourage candidates from all backgrounds to apply. If you’re passionate about finance, driven by results, and eager to grow within a dynamic organization, we invite you to be part of our journey toward tomorrow’s hospitality.