Senior Credit Assessor

Senior Credit Assessor – Elevate Risk Assessment and Strategic Decision-Making

Join Allianz Trade, a global leader in trade credit insurance and risk solutions, as a Senior Credit Assessor. In this pivotal role, you will drive impactful credit risk assessments for Small and Medium Enterprises (SMEs) and large-cap corporations, shaping underwriting strategies that align with commercial objectives while mitigating financial exposure. Your expertise will ensure robust portfolio management, sector-specific insights, and seamless collaboration across internal and external stakeholders.

As part of the Credit Intelligence Department, you will leverage industry-leading methodologies—rooted in the Euler Hermes/Allianz Grading Framework—to evaluate creditworthiness, identify sector-specific risk factors, and implement proactive monitoring. Your analytical rigor and strategic foresight will be instrumental in maintaining a resilient portfolio while ensuring Allianz Trade’s market presence through targeted buyer engagements and sectoral analysis.

Key Responsibilities

Your role will encompass:

• Strategic Credit Assessment: Conduct in-depth evaluations of SMEs and large-cap enterprises, assigning credit grades that directly influence underwriting decisions and commercial strategies.
• Sector-Specific Expertise: Apply the Euler Hermes/Allianz Grading Methodology to assess risk factors across key industries, ensuring alignment with regional and global market dynamics.
• Portfolio Monitoring: Actively track portfolio performance against sensitivity thresholds, leveraging data-driven insights to optimize risk exposure and market engagement.
• Quarterly Sector Insights: Develop and present comprehensive reports and presentations on emerging sectoral trends, equipping stakeholders with actionable intelligence.
• Stakeholder Collaboration: Foster alignment with Underwriting, Commercial, and Claims teams, bridging gaps to enhance decision-making and operational efficiency.
• Transversal Projects: Contribute to cross-functional initiatives within the Credit Intelligence Department, driving innovation and process improvements.

Ideal Candidate Profile

We seek a dynamic and results-driven professional with:

• Deep Industry Knowledge: Extensive familiarity with GCC markets and regional trade sectors, coupled with a keen understanding of economic and commercial trends.
• Proven Expertise: Minimum 5 to 8 years of experience in Banking, Audit/Consulting, or Credit Insurance, demonstrating a track record of high-impact credit assessments and risk management.
• Analytical Rigor: Ability to justify and defend credit grading decisions, backed by data-driven insights and sectoral expertise.
• Collaborative Mindset: Strong interpersonal skills and a proactive approach to teamwork, with the agility to thrive in a fast-paced, cross-functional environment.
• Technological Aptitude: Familiarity with AI-powered tools and a commitment to continuous learning, ensuring alignment with evolving digital best practices and risk mitigation strategies.
• Communication Excellence: Exceptional written and verbal communication skills in English and Arabic, with a focus on clarity, precision, and persuasive presentation.

Qualifications and Education

Candidates should hold a Master’s degree in Finance, Accounting, or a related field, complemented by a CFA or equivalent professional qualification. Your academic and professional background should reflect a commitment to excellence in risk assessment and financial analysis.

Why Allianz Trade?

At Allianz Trade, we prioritize a flexible, inclusive, and forward-thinking work environment where your professional growth and well-being are central to our mission. Enjoy:

• Flexible Work Arrangements: Up to 10 remote working days per month, along with opportunities for global engagement, ensuring a balanced and enriching work experience.
• Holistic Well-being Support: Access to dedicated resources for psychophysical well-being, reflecting our unwavering commitment to your health and productivity.
• Innovation-Driven Culture: A collaborative ecosystem that values curiosity, technological adaptability, and entrepreneurial thinking, empowering you to drive impactful change.
• Global Recognition: Join a Great Place to Work certified organization, recognized for its sustainability, diversity, and commitment to corporate social responsibility.

Our Values in Action

Your role will be grounded in our core values:

• Customer and Market Excellence: Deliver unparalleled support to clients and stakeholders through expertise and innovation.
• Collaborative Leadership: Foster a culture of feedback and collective well-being, where every voice contributes to shared success.
• Entrepreneurship: Anticipate industry trends and embrace calculated risks in a culture that balances innovation with responsibility.
• Trust: Uphold integrity, transparency, and diversity, ensuring ethical leadership and alignment with our global mission.

Fair Hiring Process

Allianz Trade is committed to an objective and unbiased hiring process. To ensure fairness, we kindly request that your resume include only essential professional information, omitting personal details such as photographs or places of residence. Your qualifications and experience will be evaluated based on their direct relevance to the role.

Join Allianz Trade and be part of a legacy that spans 5,800 employees across 40 countries, driving 1.4 trillion euros in guaranteed trade transactions annually. Your expertise will not only shape the future of credit risk management but also contribute to a workplace that values sustainability, collaboration, and inclusion.